Provides a general knowledge of interest rates and their associated costs, mortgage-backed
securities, APR calculations, and Loan Level Price Adjustments (LLPAs).

Provides an enhanced understanding of the mortgage preapproval process, reviews the key qualifying questions to ask potential buyers, explains how to calculate debt-to-income ratios, determine a buyer’s
affordability and increase sales efficiency.

The goal of this course is to instill safety awareness and habits as second nature so that real estate professionals—as well as their clients and customers—know how to avert or respond to dangerous situations and avoid harm as they practice their profession.

Upon completion of this course, attendees will have gained additional knowledge that is NJ specific on a variety of regulatory topics that will give them an in depth review of the laws and rules that regulate the way business should be conducted in New Jersey. Knowledge in the areas we believe will help reduce the risk of licensees falling into areas of non-compliance