Join our affiliate members for this informative panel presentation on financing!  Speakers to include:

Luke Chamberlin, NJ Lenders - What Realtors® Need to Know about Mortgages

• How to use a seller contribution to get more deals done
• Understand the differences between PMI and FHA and when one is better than the other
• Recent changes in underwriting guidelines and how they have made getting the mortgage easier
• Red flags the Realtor® can be on the lookout for when talking to their client regarding their credit worthiness

John Vicchio, Jersey Mortgage - Reverse Mortgages

• Reverse mortgage basics
• What is the reverse for purchase
• How to purchase a new residence for seniors
• Downsizing made easy

Christopher Henwood, Movement Mortgage - Pre-Qualification vs Pre-Approval

• Key differences
• Why it matters
• How to tell the difference
• Making your client's offer stand out

John Bruggeman, Advisors Capital Management - Income Protection for Professionals

• Long term disability protection
• Retirement planning

Michael Ravensbergen, Merrill Lynch - Planning for the New Age of Retirement

• Retirement means the end of work
• Retirement is a time of decline
• People primarily work in retirement because they need the money
• New career ambitions are for young people
• Plan now for a very different future than your parents envisioned